MoneyIRL™Invest Lab
Learn it. Practice it. Build it.

Learn investing before risking real money.

Build a portfolio. Experience market moves. Make investing decisions. Learn from the outcome—all using simulated money.

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$25,000
virtual starting cash
18+
lessons, 3–7 min each
15
market scenarios
Students learning to invest together on a phone

Wealth Builder Score

78/100

How it works

Every feature follows one loop: Learn → Decide → Experience → Reflect → Improve.

  1. Step 1

    Learn

    Short lessons on stocks, bonds, ETFs, risk and compound growth.

  2. Step 2

    Practice

    Build a portfolio with $25,000 in simulated money — never real money.

  3. Step 3

    Experience

    Live through crashes, rallies, hype and life events in simulation.

  4. Step 4

    Build

    Reflect, raise your Wealth Builder Score and write your first plan.

Built for first-time investors

$25,000 virtual portfolio

Practice buying and selling fictional investments with zero risk.

Money Moves™ Coach

An AI education coach that explains investing without the jargon.

XP, badges and streaks

Gamified progress that rewards learning, not gambling.

Measured growth

Pre and post assessments show exactly how much you learned.

Growth Lab

See what time and consistency can illustratively do to your money.

Educational risk profile

Understand your own reaction to volatility before it costs you.

A product preview

Mobile-first by design: bottom navigation, rounded cards, clear charts and a simulation label on every money screen.

  • Portfolio dashboard with allocation donut and diversification score
  • Buy and sell flows that ask you why before you confirm
  • Scenario engine that breaks down your decision without shaming you
  • Growth Lab sliders that show what time can do
Preview of the MoneyIRL Invest Lab student dashboard

For educators and programs

Cohorts in minutes

Create a cohort, share an invite code and watch progress roll in.

Pre/post outcomes

Knowledge and confidence growth per student and per cohort.

Assign challenges

Push scenario and portfolio challenges to the whole class.

Behavioral insight

See the reasoning students give for every simulated decision.

Frequently asked questions

Educational disclaimer

MoneyIRL™ Invest Lab is an educational simulation. No real money is invested. Information provided through the platform is for educational purposes only and should not be considered individualized investment, tax, or legal advice. Simulated and hypothetical results do not guarantee future performance.

Become investing-ready before your first real dollar.

Join a cohort or start solo. Learn the concepts, make the decisions, see the outcomes and write your first investing plan.

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